Last updated: 14/02/2026

These Terms & Conditions (“Terms”) govern the use of the website https://dkaconsult.com (the “Website”) and the services provided by DKA Financial Consultants Ltd (“DKA”, “we”, “us”, or “our”).
By accessing this Website or using our services, you agree to be bound by these Terms.

1. About DKA Financial Consultants Ltd

DKA Financial Consultants Ltd is a Cyprus-based advisory firm providing independent consulting services in the areas of financial regulation, corporate governance, fintech, ESG, training, and policy engagement.
DKA provides advisory and consulting services only and does not provide regulated, fiduciary, investment, legal, or accounting services. As no regulated activities are performed, DKA is not authorised or supervised by any  regulatory authority.

2. Scope of Services

DKA provides advisory, consulting, and educational services on a non-binding and best-efforts basis.
All information and guidance provided through the Website, consultations, seminars, or other engagements is of a general nature unless otherwise agreed in writing and should not be considered a substitute for professional advice tailored to specific circumstances.

3. Consultations

Consultations booked through the Website are intended for introductory and informational purposes only.
Any views or guidance shared during consultations do not constitute formal advice and do not create a professional or client relationship unless expressly agreed in writing.
DKA reserves the right to reschedule, limit, or decline consultation requests at its discretion.

4. Seminars, Training & Educational Content

DKA delivers training through live online seminars, self-study learning programmes, and in-person courses.
All training content is provided for educational purposes only and does not constitute legal, regulatory, investment, or other professional advice.

Certificates are issued only upon successful completion of attendance or assessment requirements, as applicable.
Participation in seminars and training programmes is subject to DKA’s Registration, Cancellation and Payment Policy, available on the Website.

5. Fees, Payments & Invoicing

Fees for seminars and other paid services are disclosed at the time of booking or engagement.
Payments may be made through approved electronic payment providers (such as Stripe), bank transfers, or other methods specified on the Website.

Upon completion of payment, an electronic invoice will be issued for the participant’s records.
All prices are exclusive of VAT, unless otherwise stated.
DKA reserves the right to amend fees for future services.

6. Intellectual Property

All content available on the Website and within DKA’s materials, including text, presentations, documents, training content, logos, and branding, is the intellectual property of DKA Financial Consultants Ltd, unless otherwise stated.

No content may be copied, reproduced, distributed, modified, or used for commercial purposes without prior written consent from DKA.

7. Limitation of Liability

To the fullest extent permitted by law, DKA shall not be liable for any direct, indirect, incidental, consequential, or special loss or damage arising from reliance on information provided through the Website, consultations, seminars, or advisory services.

Users and clients remain solely responsible for decisions taken based on information or guidance provided by DKA.
Nothing in these Terms excludes liability that cannot be excluded under applicable law.

8. Third-Party Links and Services

The Website may contain links to third-party websites or services for convenience or informational purposes.
DKA does not control and is not responsible for the content, availability, or practices of third-party websites and accepts no liability arising from their use.

9. Data Protection

DKA processes personal data in accordance with applicable data protection legislation.

Further details on how personal data is collected, used, stored, and protected are available in our Privacy Policy, which forms an integral part of the Website.

10. Governing Law and Jurisdiction

These Terms & Conditions are governed by and construed in accordance with the laws of the Republic of Cyprus.
Any disputes arising out of or in connection with the use of the Website or DKA’s services shall be subject to the exclusive jurisdiction of the courts of Cyprus.

11. Amendments

DKA reserves the right to amend or update these Terms & Conditions at any time.
Any changes will be published on the Website and will take effect from the date of publication.

12. Contact

If you have any questions regarding these Terms & Conditions or the services provided by DKA Financial Consultants Ltd, you may contact us via the contact details provided on the DKA’s Website.